Are You Getting Any Exercise in Lockdown?
Hey everyone, it’s been a rough week of homeschooling at the RB40 household. Our son is learning about fractions and he’s having a really hard time with it. …
3 Indicators of A Successful Early Retirement
Retirement isn’t always an easy transition. After the initial honeymoon period, many retirees become bored, lonely, and even depressed. That’s understandable especially if you’ve worked your whole adult …
10 Levels of Early Retirement
Today, I’ll answer this question once and for all – “are you really retired?” Most working people view retirement as an abrupt transition. They think you’re either retired …
The Secret to Building Wealth – Buy Assets
This the secret to building wealth – Buy Assets and Avoid Liabilities. The first time this became clear to me was when I read Rich Dad Poor Dad by Robert …
SAHD Recipe – Spaghetti Pad Kee Mao
Hey everyone! Welcome to another installment of SAHD recipes. Today, we’ll make Spaghetti Pad Kee Mao aka drunken noodles. This is a Thai & Italian fusion dish. Usually, …
No One Ever Gets Rich by Being Frugal
I really dislike this statement – No one ever gets rich by being frugal. Some people like to say this whenever you try to save money. To me, …
What Should We Teach Kids About Money?
Are you teaching your kids about money? Mastery over personal finance is necessary for a secure future. Money isn’t everything, but life is way easier if your finance …
Is Contentment The Enemy of Progress?
Is contentment the enemy of progress? That’s what I’ve been asking myself lately. Life has been really good over the past few years, but I feel myself stagnating. This …
Stimulus for the Rest of Us
Yes! We have some good news from our lawmakers. A big stimulus is coming. Families are hurting as many businesses shut down or scale back to prevent the …
It Takes More Than Money to Retire Early Interview: Mr. Tako Escapes
When we think about early retirement, we tend to focus on the money. That’s natural because we need money to retire early. Building up a portfolio is a crucial …
June 2020 Goals and Financial Update
Hey everyone, 2020 is halfway done! I can’t wait until this year is over with. It’s been a difficult year for everybody and it is really dragging. At …
Valentine’s Day Special: A Rom-Com Story
Happy Valentine’s Day! In honor of this special day, I’ll take a break from personal finance and share some stories instead. Life isn’t all about money, right? Well, …
How to Eliminate Sequence of Returns Risk
One of the biggest problems with retirement is whether your portfolio will last. In the FIRE community, we have a good starting point. If you save up 25x …
Save Like You’re In Lockdown
How are you doing with the lockdown? It’s been 6 weeks for us and I’m starting to unravel a bit. We’re in a good position financially and mentally, …
2020 New Year Goals and Resolutions
Hey everyone, Happy New Year! Did you enjoy Christmas and New Year? We went to visit my brother and college friends in the Bay Area and had a …
How to Survive A Stock Market Crash
It has been a scary few weeks for investors. The US stock market crashed as the COVID-19 outbreak spread around the world. We finally figured out the US …
Chiang Mai Foodie Tour 2019 part 2
This is part 2 of our Chiang Mai foodie tour. In part 1, we explored Wat Umong, Baan Kang Wat, and visited the Chiang Mai Gate market to …
Can You Afford The Coronavirus?
I’m writing about the coronavirus (COVID-19) again, sorry! I’m a bit obsessed about it and I don’t have a good personal finance topic in the queue. Anyway, we …
Swarming Pigeons, Dog Poop, Happiness, and $60,000
Swarming Pigeons We had a rare mild sunny day here in Portland last week so we took advantage of it by going out to run around the parks …
Do you like Retire by 40’s new logo?
Hey Everyone, We’re taking a break from personal finance today to talk about Retire by 40’s minor redesign. Do you like our new logo? I have been planning …